In short, the Social Security Administration will pay disability benefits to those who are unable to work because they suffer from a significant impairment. In other words, they have a severe medical condition that limits their ability to earn money.
The U.S. federal government gives a very specific, strict definition of what constitutes disability. Sure, there are many other state program and other private disability programs whose definitions of “disability” may not be as strict. Just because you have been told by your doctor that you’re disabled doesn’t mean that the Social Security Administration will immediately agree that you are disabled. Often, you must have a hearing to decide whether or not you meet the definition of “disabled” according to the federal government.
Sometimes, family members of a disabled worker may be able to receive Social Security benefits as well.
- Your Spouse – If your spouse is 62 years of age or older, or if your spouse is caring for your child (who is younger than 16 years of age or disabled);
- Your Unmarried Children – This includes your adopted children and even grandchildren (if you supply more than 50% of their support). Typically, your child must be under the age of 18. Your 19 year-old child may also be covered if he or she is still in high-school. If your unmarried child is 18 years of age or older, and was determined to be disabled before the age of 22, then your disabled child may also receive benefits on your behalf.
Be careful. The Social Security Administration will check up on everything you put on your application, so it would be helpful to know beforehand whether certain family members may also be entitled to benefits if you are found to be disabled. The law here is complex and speaking to a qualified Social Security lawyer will certainly help. Our office is always ready to take your calls. The call is completely confidential, and free of charge. Call us toll-free at (702) 707-2222 and we will be happy to help.